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About Cleaning Contractors Insurance

What is Cleaning Contractors Public Liability Insurance? Public Liability Insurance provides cover in the event that the policyholder is sued by a third party who feels that they have suffered injury or loss as a result of the policyholders’ negligence (lack of care). Consider the following examples where Public Liability Insurance will provide cover: Cleaning product reacts to surface causing significant damage Passerby trips over exposed water hose What is Cleaning Contractors Employers Liability Insurance? Employers Liability Insurance [EL] provides cover if any of your employees suffer physical injury or death, and it is proven that as an employer you acted negligently and subsequently could have prevented their loss. If they then decide to pursue you for compensation the insurer will pay the cost of the claim. Consider the following examples where Employers Liability Insurance will provide cover: An employee slips & suffers injury An employee has an adverse reaction to cleaning products