Takeaway Insurance

If you’re looking for Takeaway cover you have come to the right place.

When arranging a Takeaway insurance policy we offer:

  • Instant cover
  • Fast, efficient and personal claims service
  • Free quotations
  • Help and advice over the phone or in person
  • Installments are available on all packages

Specialist Takeaway cover from Ireland’s leading business insurance brokers.

Our Exclusive Scheme caters for all classes of Takeaways including Late Night & 24 Hour Opening

Keystone offers you an Exclusive Specialist Takeaway scheme that is tailored to your exact needs.

We arrange cover for all classes of Takeaways including:

  • Late Night & 24 Hour Opening
  • All Classes of Cuisine Covered including:
  • Burgers & Fast Food
  • Fish & Chips
  • Kebab
  • Pizza
  • Chinese, Indian & Oriental
  • Takeaway
  • Fast Food Establishment
  • Sandwich Bar

This Scheme is an all risks package policy for takeaways aimed at both independent and franchised premises including single premises and takeaway chains.

Aspects of our Takeaway Cover

Public Liability – €3,000,000 Automatic Cover
This is an extremely important requirement for any business, including a restaurant / takeaway. If someone receives injury in your premises they may be entitled to make a public liability insurance claim. Public Liability Insurance claims often have a high settlement cost so this is cover is vital. The policy offers €3,000,000 automatic Public Liability Cover although higher limits are available on request.

Employers Liability – €13,000,000 Automatic Cover
Employers Liability cover is essential if you have employees. If a member of your staff suffers injury or illness whilst at work they are entitled to make an employers liability Insurance claim. Similar to Public Liability Claims, Employers Liability claims often have a high settlement cost & you will be covered if an emplo,yee makes a claim against you.

Buildings policy
All Risks Buildings cover provides insurance for the actual building that your business is located in. Each building is different & our policies are tailored to your exact needs. We can cater for buildings of all classes of construction materials including thatched or listed buildings along with buildings of standard & non standard construction

Contents policy
All Risks Contents covers the stock and contents of your business. This includes cover for theft & damage to stock, fixtures & fittings, equipment etc. We can also arrange cover for personal contents if required.

Standard Benefits
The scheme automatically includes the following extensions and most of
the limits shown can be increased on request:

  • Damage to fixed glass, premises fronts and sanitary fittings €4,000
  • Damage to external blinds and signs €1,500
  • Loss or damage to goods in transit €4,000
  • Theft of keys including replacement of locks €1,000
  • Loss of money:
    – in transit or night safe €5,000
    – during business hours €5,000
    – outside business hours in a locked safe €5,000
    – from the residence of a principal/employee €650
    – from gaming or vending machines €650
    – outside business hours not in a locked safe €650
    – crossed cheques and non negotiable money €325,000
  • Personal accident and assault following a robbery or hold up:
    – Benefit for death, loss of any limbs or eyes €10,000
    – Benefit per week up to 2 years €100
    – Damage to cash carrying devices or personal effects €500
  • Loss of freezer contents €750
  • Seasonal increase for Stock at busy periods 30%
  • Outside catering cover for property insured €3,000
  • Damage to property insured at exhibitions €2,000
  • Lottery equipment cover Included
  • Loss of metered water €3,000
  • Damage to landscaped gardens €1,500
  • Rent/lease payments as tenant if the takeaway is untenable from damage by a peril insured – 20% of contents
  • Fire brigade charges €7,500

Business Interruption – €750,000 Automatic Cover
The most comprehensive Business Interruption cover available in the Irish marketplace for Takeaway’s.
Business interruption cover following a claim €750,000. This cover helps to keep you in business following a claim.
The package automatically included the following extensions of cover:
– professional accounts charges
– notifiable disease
– vermin pests and defective sanitation
– murder or suicide
– denial of access
– damage to suppliers premises up to €25,000
– failure of public supply

  • Loss of accounts receivable €10,000 – this is cover for money that is owed by customers which cannot be collected because records have been lost or damaged by a peril insured.

We can tailor the takeaway package to your exact needs.

Our scheme is the most comprehensive takeaway package on the Irish Market so you can be sure all angles are covered giving you peace of mind to get on with running your business.

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